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Golden Rule Auto Sales has formed close relationships with several local and national lenders to create a competitive ground for Financing. Even if you are faithful to your local bank or credit union, it IS worth your time to give us a chance to beat their rate and possibly lower your monthly payment. In our experience, when our customers’ banks and credit unions know they have competition, they will almost always find a way to lower their rate. It’s a win- win for you either way. If you are concerned about having too many inquiries on your credit, please remember this about credit inquiries: multiple inquiries, within one industry, may not impact your score as long as you purchase within a given time frame from the first inquiry. If you would like to call us first, we would be happy to discuss this in more detail. If you have recently filled out a credit app with another dealer and are unsure what your window of time is, please let us know and we can get that information for you.
Disclaimer: If you falsify or fail to disclose any facts or information at ANY time, be it before, during, or after the application process, you will forfeit your down payment and will be obligated to return the vehicle immediately to Golden Rule Auto Sales. Information that is needed, but is not limited to: residential status, time at residence, rent/mortgage payment, employment status, length of employment, income, down payment, legal name, etc.